Terms and Conditions

Welcome to Insurance Planbook. By accessing or using this website, you agree to comply with the following terms.

1. Use of Website The content provided on this website is for informational purposes only. You agree to use this website lawfully and not for any fraudulent or harmful activities.

2. Intellectual Property All content on this website, including text, structure, and original analysis, is the property of Insurance Planbook, unless otherwise stated. You may not reproduce, distribute, or republish content without prior written permission.

3. No Professional Relationship Use of this website does not create any professional, advisory, or fiduciary relationship between you and Insurance Planbook.

4. Limitation of Liability We are not responsible for any decisions made based on the information provided on this website. All reliance on information is at your own risk.

5. Modifications We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the website constitutes acceptance of any revised terms.

6. Governing Law These terms shall be governed by the laws of the applicable jurisdiction in which the website operator resides.